Part-Time CFO Services

Based in San Antonio. Proudly Serving Across the US & Beyond.

A young boy is sitting in the driver 's seat of a convertible car.
A young boy is sitting in the driver 's seat of a convertible car.

Strategic financial guidance—without the full-time salary.

Big Picture Thinking for Small Businesses

You don’t need a full-time CFO to make smarter financial decisions. You need the right person with the right experience—on your terms. At the office of Hector E. Garcia, CPA, we provide fractional CFO services for small businesses across San Antonio, Boerne, Stone Oak, and beyond.


With over 47 years of experience advising business owners across industries—from construction and trades to healthcare, trucking, and law—we help you clarify your financial picture, plan for growth, and get the confidence that comes with real support.

Our Part-Time CFO Services Help With:

Strategic budgeting and forecasting

Cash flow and profit planning

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Financial reporting and analysis

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Succession and exit strategy support

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KPI tracking and business performance reviews

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Pricing strategy and cost analysis

Growth planning and financing preparation

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Clarity, Strategy, and Peace of Mind

You didn’t start your business to stress about spreadsheets. Whether you need help interpreting reports, planning for expansion, or managing a turnaround, we offer hands-on CFO services without the full-time price tag.


We’ll help you make decisions rooted in data—not gut feelings—and give you clear steps for moving forward.

Based in San Antonio, Proudly Serving Across The US and Beyond

Our Fractional CFO Services

Financial Planning & Analysis

We create rolling forecasts, custom budgets, and “what-if” models to help you plan and pivot with confidence.

KPI Tracking & Performance Reviews

We identify key financial indicators for your business and provide regular reporting so you know what’s working—and what’s not.

Cash Flow Oversight

We monitor your working capital and help you balance short-term needs with long-term goals.

Pricing & Profitability Strategy

Not sure if you’re charging enough? We’ll analyze margins, cost structures, and pricing models to improve profitability.

Financing & Growth Planning

Whether you’re applying for a loan, pitching to investors, or planning to expand, we help you build the financial backbone to support growth.

Exit Planning & Succession Support

Thinking about stepping back or selling? We’ll help you get your financials in shape and develop a transition plan that protects your legacy.

FAQ

  • What is a fractional CFO?

    A part-time CFO gives you executive-level financial expertise without the cost of a full-time hire. You get strategy, oversight, and guidance—only when you need it.

  • What size business do you typically work with?

    We work with small to mid-sized businesses across industries, including trades, medical, legal, and service-based companies.

  • Do you replace my bookkeeper or accountant?

    No—we build on your existing financial systems. Think of us as the strategist on top of your team, helping interpret the numbers and guide decision-making.

  • Can you help during a crisis or turnaround?

    Yes. We’ve worked with clients navigating cash flow crunches, declining margins, and transitions. We bring structure and calm to uncertain times.

  • Can you support us remotely?

    Absolutely. We provide fully remote CFO services with secure digital communication and shared financial tools.

Get a CFO Without Hiring One

We’ll help you lead your business with confidence, strategy, and clear financial direction.